We put your needs first everytime!

It simply comes down to two factors, delivering quality service and fulfilling our clients’ needs at every interaction. Our role is to ensure our clients experience of purchasing a home or an investment property is as painless as possible.

A ‘One Hit Wonder’ ethos is not something we believe in at Surf Coast Home Loans.  Our success comes from supporting and working with our clients through their lives ensuring they have the right financial solutions as their lives change.

We are industry experts with the experience you can trust!

At Surf Coast Home Loans we will fight ‘tooth and nail’ to find the most appropriate solution and get you to settlement on time every time.

When Director Scott Vallance formed Surf Coast Home Loans he leveraged a 20+ year international banking career where he’d specialised in Home Loans and Consumer Finance.  With a passion and commitment to client service and quality he will ensure your home loan is managed end to end with a ‘no fuss, no surprise’ promise.

  • Scott was recommended to us by a trusted friend, and after dealing with him I have no reservations in passing on that recommendation myself. Scott has been great to deal with and has been able to get us a low rate, which will definitely save us money over the life of our loan. He has made the process easy, is a top bloke and I’ll be using Scott from this point on. 5 stars!!
  • Scott made the whole home loan process very easy to understand, and gave me a variety of options that were suited to my situation. He helped me refinance an old loan to get a better deal and also to secure a great deal on another new loan. Would definitely recommend his services - Ash
  • We highly recommend York Home Loans. Scott is extremely helpful, knowledgeable, experienced and most of all understanding. He made the home loan process a breeze and wouldn't hesitate going back.
  • Scott has made the whole process so easy and we haven't had to deal with the banks! My partner and I are buying our first house together and he took all the stress away. Everything has truly fallen into place perfectly. So happy! Highly recommend him!!
  • Scott has been amazing to my wife and I. He has guided us through our home loan with his sensitive and encouraging approach, answering all of our questions and putting our minds at ease every step of the way. He reaffirmed our decision to move away from the bank, getting us the most appropriate financial package for us, rather than trying to sell us something we didn’t need. We will not hesitate to recommend Scott to any of our friends or family.

What to expect when you choose us!

  • A ‘no fuss, no surprise’ quality experience with clear communication at every interaction
  • A seamless experience with your needs and financial situation at the heart of everything
  • A full analysis and recommendation of what is achievable for your unique needs
  • Introduction to Surf Coast Home Loans professional network for other services you may need e.g. conveyance, financial advice
  • Proactive regular reviews to ensure your home loan needs are still competitive and relevant
  • The level of service and compliance that is expected by a member of the Finance Brokers Association of Australia (FBAA).

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